Regulatory compliance is foundational to our FinTech development process. We implement AES-256 encryption for data at rest and in transit, role-based access controls, comprehensive audit logging, multi-factor authentication, and secure password policies. Our development follows security-by-design principles incorporating all requirements for PCI-DSS, GDPR, GLBA, and banking regulations. We conduct regular security audits, penetration testing, and maintain detailed documentation for regulatory submissions. Post-deployment includes continuous monitoring, security patches within 48 hours, and updates for regulatory changes.

We implement multiple layers of security: AES-256 encryption for data at rest and TLS 1.3 for data in transit, role-based access controls with multi-factor authentication, Web Application Firewalls (WAF) and Intrusion Detection Systems (IDS), payment card data tokenization to minimize PCI scope, secure coding practices following OWASP guidelines, and regular security audits and penetration testing. All solutions include comprehensive audit logging, secure API authentication, disaster recovery capabilities, and 24/7 security monitoring with SIEM tools.

Development timelines vary by complexity: Payment Integration or Mobile Banking App (3–4 months), Digital Lending Platforms or Wealth Management Tools (6–9 months), Core Banking Systems or Trading Platforms (12–18 months). Our agile methodology delivers working software in bi-weekly sprints, allowing continuous visibility and feedback throughout development. Detailed timelines are provided after initial assessment based on requirements, compliance needs, and integrations.

Yes, integration is a core strength. We've integrated with core banking systems such as Finacle, Flexcube, and Temenos; payment gateways including Stripe, PayPal, and Razorpay; real-time payment networks like UPI, RTGS, and NEFT; identity verification services, credit bureaus, market data providers, and blockchain networks. We use ISO 8583, SWIFT, RESTful APIs, and secure authentication methods to ensure reliable and secure data exchange.

Technology selection depends on your business use case. For backend systems, we recommend Node.js for real-time platforms, Python for AI/ML-driven solutions, and Java Spring Boot for enterprise-grade banking systems. Frontend technologies include React.js for web and React Native for cross-platform mobile apps. Databases include PostgreSQL for ACID compliance and MongoDB for flexibility. Cloud platforms include AWS, Azure, or Google Cloud with Docker and Kubernetes. Security technologies include OAuth 2.0, JWT, and AES-256 encryption.

Yes, we provide comprehensive post-deployment support including 24/7 system monitoring, automated alerts, regular security patches, performance optimization, bug fixes, compliance updates, and feature enhancements. Support models include dedicated teams, managed services, or incident-based support. For mission-critical platforms, we offer premium support with guaranteed response times, proactive monitoring, and dedicated DevOps engineers.

Scalability is built from day one using cloud-native architecture, auto-scaling infrastructure, microservices for independent scaling, database sharding, caching layers like Redis, load balancing, and asynchronous processing. Our platforms are designed to scale from thousands to millions of transactions without re-architecture. Load testing ensures readiness for peak volumes and future growth.

Our testing strategy includes unit testing with high code coverage, integration testing, functional testing, security testing (OWASP assessments and penetration testing), load testing, and regulatory compliance testing. We also conduct transaction accuracy validation, reconciliation testing, failure scenario testing, user acceptance testing, and regression testing. Payment systems are tested using sandbox environments before production rollout.

While we are not legal advisors, we actively support licensing and certification processes through technical enablement. We assist with PCI-DSS certification, prepare compliance documentation, support SOC 2 audits, and provide technical evidence for banking license submissions. We also collaborate with legal and compliance partners to ensure your platform meets all technical requirements.

We implement multi-layered fraud and cybersecurity protection including secure coding practices, continuous vulnerability scanning, WAF and DDoS protection, intrusion detection systems, SIEM-based monitoring, zero-trust architecture, and regular security audits. Fraud prevention includes rule-based systems, machine learning transaction analysis, device fingerprinting, geolocation verification, and behavioral analytics. Our 24/7 monitoring and incident response ensure rapid threat mitigation.